As a residential property owner, renting your house to paying tenants requires more specific policy cover, you need to protect your financial well-being against the risk of damage to your property whilst covering you as owner against relevant liabilities.
It's vital that you have buildings insurance cover so that, in the event of a storm, flood or other incident or accident, you won't be left out of pocket.
We think a good landlord insurance policy should have buildings cover, with an option for accidental damage and contents cover if needed. We also offer policies automatically including cover for loss of rent.
We prioritise the companies that include these things in their standard policy.
We obtain quotes on your behalf from a range of insurers and will often have more than one recommendation depending on premium payable versus levels of covers.